Seller Financing: Own a Home Without a Traditional Bank Loan
Traditional Home Loans Leave Many Buyers Behind
Our seller financing program is designed for real people with real-life challenges. Whether you’re self-employed, rebuilding after a credit hit, or recovering from financial setbacks, you still deserve a path to owning a house. With Integrity First, you don’t have to wait—we put ownership in your hands from day one.
- Bad credit OK
- Self-employment borrowers OK
- Foreclosure & bankruptcy OK
- Buyer owns the home right away
Discover a Better Way to Buy
Integrity First Home Buyers is Here to Help You Succeed
We believe that no one should miss out on homeownership because of past financial issues. With our simple, supportive process, you can own your house from day one—with no banks involved.
Traditional Loan vs Seller Financing
Traditional Loan
30 year full term
30-60 day close
Minimum of a 620 score
3-20% down
Full 2 year income verification documented
Rate is based on prime rate
Seller Financing
5-7 year term with goal of refinancing ASAP
7-14 day close is possible
No minimum credit score required
10-20% down
Flexible income verification
Rate is based on strength of application
Buy Your House with Seller Financing
How It Works: A Step-by-Step Guide
Getting started is simple—here’s how you can own your house without the usual roadblocks.
Step 1: Apply Online
Fill out our short form to see if you qualify.
Step 2: Talk with Our Team
We'll walk you through financing options that fit your situation.
Step 3: Choose Your House
Move into your new home with peace of mind.
Ready to Own Your House?Let's Make It Happen.
Common Questions About Seller Financing
Seller financing is a unique, alternative financing solutions offered by Integrity First Home Buyers to help people achieve home ownership.
At the end of the term, the balance of the loan becomes due. You have the option of requesting an extension or refinancing by getting a new loan.
Generally people need 10-20% for a down payment.