Do You Owe Money On A House That You Need to Sell?

Hey, it’s Eric with Integrity First Home Buyers. I want to talk about what happens if you owe money on your property. As a matter of fact, what happens if you owe more on your home than what it’s worth, and we can help.

There’s a process called a short sale, where we make an offer to the bank to purchase your property for fair market value, even if that offer is way, way, way less than what you owe. It requires multiple appraisals. Sometimes there’s weeks and months worth of negotiating, but we take on all of that responsibility. Even if you’re a few days away from a foreclosure, call us.

We can help. We’ll send over an offer to the bank instantly. We’ll ask them to postpone the sale or the foreclosure date, and that buys you months of time. We also encourage you to stay in the property while we negotiate with your bank.

It allows you to save months and months of what you might be paying in rent elsewhere. So, regardless of what you owe, we can help, even if you owe more than what it’s worth. If you have a small payoff on the property, that’s okay too. When we negotiate a price, we get to a settlement.

We’ll pay off the balance of what you owe, and you get the difference. But if you owe more than what the property is worth, we can also help. We’ll make an all-cash offer. We’ll work with your bank to navigate, sometimes what can be a lengthy process, and then we’ll also communicate with you throughout that process. Oftentimes, we’re able to get your relocation money, where the bank will give you thousands of dollars to help you move, you can sell the property, and be free of all the debt.

So, if you’re facing some tough times or you owe money on your property, even if it’s more than what you believe the property is worth, look us up on the internet at www.integrityfirsthomebuyers.com.

Do You Owe Money On A House That You Need to Sell?
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